These debts can increase your loan interest rates and reduce your chances of obtaining credit. Child support arrears remain on your credit report for up to seven years unless you make a deal with the child support enforcement agency.

What S Included In Your Credit Report When Does It Get

does child support show on your credit report

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Creditors and lenders may deny credit based on this information.

Does child support show on your credit report. However unpaid child support obligations have a detrimental affect your credit score just as any other unpaid bill does. In addition sometimes creditors and lenders report the whereabouts of missing parents to child enforcement agencies. Can negative listing due to child support payments be deleted from credit reports answer.

Federal law requires states to report arrears to the credit bureaus when balances top 1000. Thus its important to dispute child support debt that is listed incorrectly on your credit report. As with any other form of past due debt a collection item on a credit report for delinquent child support debt can seriously hurt your credit score.

If you pay your child support bills on time your credit score wont be adversely affected. Child support arrears remain on your credit report for up to seven years unless you make a deal with the child support enforcement agency. Balances less than this are at the mercy of each states laws and some states are more forgiving than others.

Keeping child support arrears from your credit record usually requires direct negotiation. Collections for unpaid child support most often originate with either a state child support enforcement agency or an individual custodial parent turning to a collection agency for help. The credit score is a numerical representation of your creditworthiness derived from a variety of factors.

An agency may agree not to report negative information to the credit reporting agencies if you pay some or all of the overdue support. Past due child support and judgments ordering you to pay child support can both be reported on your credit report.

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